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	<title>El Dorado Hills, Cameron Park, and Shingle Springs, CA Real Estate - Mike West</title>
	<link>http://www.buyyourvilla.com</link>
	<description></description>
	<lastBuildDate>Fri, 02 Jul 2010 17:11:59 +0000</lastBuildDate>
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	<item>
		<title>STUNNING, LARGE 2 BEDROOM CONDO IN RIVA ON THE RIVER</title>
		<description><![CDATA[ 
This is a sensational, large condo (1751 square feet) in the up-scale Riva on the River community.  Built in 2006, the 2 bedroom, 2 full bath home features an ample loft overlooking the great room with cathedral ceilings, a fireplace and one of two private balconies. 
The large kitchen has granite counter tops, a gas stove, [...]]]></description>
		<link>http://www.buyyourvilla.com/stunning-large-2-bedroom-condo-in-riva-on-the-river/</link>
			</item>
	<item>
		<title>9 DEADLY MISTAKES HOME SELLERS MAKE &#8211; #3</title>
		<description><![CDATA[DEADLY MISTAKES HOME SELLERS MAKE &#8211; #3

Selling the most expensive asset that most families own is serious business, not something to be taken lightly.  It can be a highly stressful process and costly mistakes are easy to make.  In order to net the most from the sale it takes careful planning and some work on [...]]]></description>
		<link>http://www.buyyourvilla.com/9-deadly-mistakes-home-sellers-make-3/</link>
			</item>
	<item>
		<title>BANK OWNED (REO) HOME SALES INFO FOR EL DORADO HILLS, CA May 2010</title>
		<description><![CDATA[El Dorado Hills, CA REO (BANK OWNED) SALES DATA FOR May 2010
 
This is a continuation of my three year monthly report on Bank Owned home sales data for El Dorado Hills, CA.  This report covers Bank Owned homes sold in May 2010.
There were 15 Bank Owned homes sold in May, down 29% from April.  This [...]]]></description>
		<link>http://www.buyyourvilla.com/709/</link>
			</item>
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		<title>BANK OWNED (REO) SALES DATA FOR FOLOSOM, CA  MAY 2010</title>
		<description><![CDATA[Folsom, CA REO (BANK OWNED) SALES DATA FOR May 2010

This is a continuation of a three year study of Bank Owned home sales data for Folsom, CA.  This report covers REO homes sold in May 2010.
There were 17 REO homes sold in March, up from 13 in April.  The days-on-market decreased to 45, down from [...]]]></description>
		<link>http://www.buyyourvilla.com/bank-owned-reo-sales-data-for-folosom-ca-may-2010/</link>
			</item>
	<item>
		<title>ARE YOU PREPARED FOR THE HOUSING SHORTAGE?</title>
		<description><![CDATA[ARE YOU PREPARED FOR THE HOUSING SHORTAGE?

Ready or not, we will be facing a housing shortage in very short order, many experts indicate that it will hit as early as 2011. 
It seems ludicrous to think that there will not be enough homes to meet demand after our experience of the past few years.  The housing [...]]]></description>
		<link>http://www.buyyourvilla.com/are-you-prepared-for-the-housing-shortage/</link>
			</item>
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		<title>PROPOSITION 8 &#8212; PROPERTY TAX RELIEF FOR HOMES THAT HAVE DROPPED IN VALUE</title>
		<description><![CDATA[Proposition 8 –Property Tax Relief
 
California homeowners may or may not be aware of Proposition 8.
In 1978 California voters passed this constitutional amendment that allows a temporary reduction in the assessed value of their property when that property suffers a decline in current market value.
When, on January 1 of each year, the market value of a [...]]]></description>
		<link>http://www.buyyourvilla.com/proposition-8-property-tax-relief-for-homes-that-have-dropped-in-value/</link>
			</item>
	<item>
		<title>NATIONAL MORTGAGE DELINQUENCIES FOR THE 4th QUARTER OF 2009</title>
		<description><![CDATA[The Mortgage Banker&#8217;s Association has released the National Mortgage Delinquency statistics for the forth quarter of 2009.  As expected, the numbers continue to raise.  The following chart prepared by the Distressed Property Institute reveals these statistics.  They break them down by type of mortgage and status within the foreclosure process. 
The first stage is when the [...]]]></description>
		<link>http://www.buyyourvilla.com/national-mortgage-delinquencies-for-the-4th-quarter-of-2009/</link>
			</item>
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		<title>CONSUMER ALERT&#8211;REFINANCING CAN BE A MISTAKE!!</title>
		<description><![CDATA[CONSUMER ALERT!!!

Homeowners should be aware of the fact that there can be a danger to refinancing your home if your existing loan is a “purchase money” loan.
Here is the deal.  California is a non recourse state.  That means that if a homeowner runs into financial difficulty and can not keep up with their mortgage payments, [...]]]></description>
		<link>http://www.buyyourvilla.com/consumer-alert-refinancing-can-be-a-mistake/</link>
			</item>
	<item>
		<title>HAFA (Home Affordable Foreclosure Alternative) Program&#8211;Who Is Participating?</title>
		<description><![CDATA[HAFA (Home Affordable Foreclosure Alternatives) Program.  Part 6 
Who is supporting The HAFA Program?  
 
In earlier posts we have provided a lot of information about the new HAFA program.  Detractors have said that if the program is voluntary it is not going to work.  Only time will tell.  However, many of the major players in the [...]]]></description>
		<link>http://www.buyyourvilla.com/hafa-home-affordable-foreclosure-alternative-program-who-is-participating/</link>
			</item>
	<item>
		<title>9 DEADLY MISTAKES HOME SELLERS MAKE &#8211; #2</title>
		<description><![CDATA[9 Deadly Mistakes Home Sellers Make

Selling the most expensive asset that most families own is serious business, not something to be taken lightly.  It can be a highly stressful process and costly mistakes are easy to make.  In order to net the most from the sale it takes careful planning and some work on the [...]]]></description>
		<link>http://www.buyyourvilla.com/9-dealdy-mistakes-home-sellers-make-2/</link>
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